Walmart’s decision to partner exclusively with Klarna highlights the fierce competition in the BNPL sector. Although losing such a large partner is a definite setback for Affirm, the company’s diverse approach and strong market presence still warrant further consideration. This caused a significant drop in Affirm’s share price, leaving investors to consider the long-term effects and whether this dip presents a buying opportunity or signals deeper issues for the company. On the heels of its IPO filing, Swedish fintech giant Klarna announced on Monday that it will exclusively provide buy now, pay later loans for Walmart.The partnership with Walmart is one that rival Af… Please bear with us as we address this and restore your personalized lists. Valued at $99, click below to receive our just-released reportpredicting the 7 stocks that will soar highest in the coming month.

Decoding Analyst Ratings: A Detailed Look

Geographically, it generates a majority share of its revenue from the United States. Morgan’s Commerce Platform, allowing thousands of U.S. merchants to offer the former’s pay-over-time plans. With consumer demand for alternative payment options rising rapidly, this expanded access could drive substantial revenue growth. Businesses using Affirm have seen a 70% increase in average cart sizes and nearly 30% fewer abandoned carts. At the center of everything we do is a strong commitment to independent research and sharing its profitable discoveries with investors. This dedication to giving investors a trading advantage led to the creation of our proven Zacks Rank stock-rating system.

• To watch more expert insights and analysis on the latest market action, check out more Market Domination here.
• Affirm (AFRM) has been replaced by Klarna as Walmart’s (WMT) go-to « buy now, pay later » (BNPL) provider.
• Unique to Barchart.com, Opinions analyzes a stock or commodity using 13 popular analytics in short-, medium- and long-term periods.
• Nova’s earnings outpaced estimates in each of the trailing four quarters, the average surprise being 9.28%.

Research Analysis: AFRM

This morning, news xcritical scam broke that the fast-credit fintech company Klarna has deposed its competitor Affirm as Walmart’s exclusive provider of “Buy Now, Pay Later” (BNPL) loans. Affirm (AFRM) has been replaced by Klarna as Walmart’s (WMT) go-to « buy now, pay later » (BNPL) provider. Market Domination’s Julie Hyman and BD8 Capital Partners CEO and CIO Barbara Doran report more on this news. To watch more expert insights and analysis on the latest market action, check out more Market Domination here. You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer.

Since 1988 it has more than doubled the S&P 500 with an average gain of +23.89% per year. These returns cover a period from January 1, 1988 through March 3, 2025. Zacks Rank stock-rating system returns are computed monthly based on the beginning of the month and end of the month Zacks Rank stock prices plus any dividends received during that particular month. A simple, equally-weighted average return of all Zacks Rank stocks is calculated to determine the monthly return. The monthly returns are then compounded to arrive at the annual return.

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The stock’s initial positive response to the earnings report was short-lived, as geopolitical uncertainty and overall market instability led to the start of a decline. The Walmart news further exacerbated this downward trajectory, applying additional pressure and pushing the stock into the lower end of its price range. Investors should closely monitor this stock for potential opportunities, as the current price may present an attractive entry point for those considering adding or initiating new positions.

The consensus mark for revenues implies growth of 9.1% from the 2024 figure. Join Benzinga Edge and unlock all the major upgrades, downgrades, and changes to the market’s most accurate analysts. Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Affirm Holdings’s market standing. Analysts have recently evaluated Affirm Holdings and provided 12-month price targets.

Affirm said Wednesday (March 19) that it plans to begin furnishing information about all of its payment plans to Experian on April 1. Affirm CEO Max Levchin joins ‘Closing Bell Overtime’ to discuss competition with Klarna, which just partnered with Walmart, in a CNBC exclusive. Affirm is expanding its pay-later offering via a new agreement with J.P. In 2024, Affirm Holdings’s revenue was $2.32 billion, an increase of 46.29% compared to the previous year’s $1.59 billion.

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company’s platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Analyst rating

Unique to Barchart.com, Opinions analyzes a stock or commodity using 13 popular analytics in short-, medium- and long-term periods. Results are interpreted as buy, sell or hold signals, each with numeric ratings and summarized with an overall percentage buy or sell rating. After each calculation the program assigns a Buy, Sell, or Hold value with the study, depending on where the price lies in reference to the common interpretation of the study. For example, a price above its moving average is generally considered an upward trend or a buy. Swedish fintech firm Klarna will be the exclusive provider of buy now, pay later loans for Walmart, taking a coveted partnership away from rival Affirm, CNBC has learned.

An in-depth analysis of recent analyst actions unveils how financial experts perceive Affirm Holdings. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets. Affirm’s stock dipped after Walmart chose Klarna, but its diverse network and strong financials suggest potential for long-term investors. Morgan Payments’ network of merchants and enable U.S. merchants using its Commerce Platform to offer the buy-now-pay-later provider’s… Affirm scored higher than 81% of companies evaluated by MarketBeat, and ranked 77th out of 315 stocks in the business services sector.

Provides a general description of the business conducted by this company. The Barchart Technical Opinion rating is a 24% Sell with a Strengthening short term outlook on maintaining the current direction. AMD, NFLX, and AFRM are some of today’s top stock movers, along with Tesla and quantum computing stocks.

About AFRM

The average target is $72.31, accompanied by a high estimate of $90.00 and a low estimate of $50.00. Surpassing the previous average price target of $62.77, the current average has increased by 15.2%. The table below provides a snapshot scammed by xcritical of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months. During the last three months, 13 analysts shared their evaluations of Affirm Holdings AFRM, revealing diverse outlooks from bullish to bearish. Affirm (AFRM) raised $873 million in an initial public offering on Wednesday, January 13th 2021. The company issued 24,600,000 shares at a price of $33.00-$38.00 per share.

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Only Zacks Rank stocks included in Zacks hypothetical portfolios at the beginning of each month are included in the return calculations. Certain Zacks Rank stocks for which no month-end price was available, pricing information was not collected, or for certain other reasons have been excluded from these return calculations. Zacks may license the Zacks Mutual Fund rating provided herein to third parties, including but not limited to the issuer. With 90% YoY growth in provider partnerships, the company is well-positioned to expand its influence in healthcare financing. Customers can select AFRM as their payment method during checkout, go through an eligibility check and select customized payment options.

Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights. Founded in 1993, The Motley Fool is a financial services company dedicated to making the world smarter, happier, and richer. Affirm’s diversified merchant network, technological advantages, and recent solid financial performance suggest resilience and continued growth potential.

For fiscal 2025, management expects GMV to be between $34.74 billion and $35.34 billion. These strategic collaborations strengthen Affirm’s market presence, drive transaction volume and enhance its credibility. With inflation raising costs in recent years, more consumers have turned to BNPL solutions for greater purchasing power. As interest rates stabilize, lower borrowing costs could further boost transactions and drive greater adoption of Affirm’s services. Year-over-year revenue growth reached an impressive 47%, fueled by a 35% increase in Gross Merchandise Volume (GMV) and a 23% expansion of its active consumer base, reaching 21 million users.

Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Financial services provider for shoppers and merchants, Affirm Holdings Inc AFRM competitor Klarna announced a partnership with  OnePay  to offer installment loans at Walmart Inc WMT. U.S. merchants who use JPMorgan to handle payments can now add Affirm to their checkout pages, according to a release.

Nova’s earnings outpaced estimates in each of the trailing four quarters, the average surprise being 9.28%. The Zacks Consensus Estimate for NVMI’s 2025 earnings indicates an improvement of 24.1% from the 2024 figure. The consensus mark for revenues implies growth of 25% from the 2024 figure. The bottom line of Garmin outpaced estimates in each of the last four quarters, the average surprise being 28.85%. The Zacks Consensus Estimate for GRMN’s 2025 earnings indicates an improvement of 7.9% from the 2024 figure.

News of Klarna becoming Walmart’s sole BNPL provider triggered an immediate adverse reaction from the market. Affirm’s stock price experienced a sharp decline, dropping approximately 12% on the day of the announcement. This market response reflects investor concerns regarding the https://xcritical.solutions/ potential loss of revenue and market share for Affirm, as Walmart represents a substantial commerce platform. Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks.